A rating of R9 as reported by creditor to a credit reporting agency means that the account was charged off. This means that the debt is uncollectible and that the account holder has given up on collecting the debt. This means that due to your circumstances the company is able to ride this account and debt off as an official business loss for tax purposes.
You would have needed to indicate that you have no intention of repaying the loan or made no arrangements with the creditor. The account holder can send or sell the debt to another collections agency. Of course, laws vary from state to state. Contact your credit monitoring company or credit restoration agency for more assistance and specifics for your state.
If you have a charge off on your credit report, a credit restoration agency might be able to help you.