JRW Top Beacon Inc. is a leading credit counseling company that specializes in credit report counseling for a reason: we make the process easy and effective for our clients. Our services are so effective that we have a full money-back guarantee. Credit counseling has never been so fast and reliable. We’ll sit down with you and give you a detailed understanding of the process and what we’ll accomplish with you.
1. Our credit counseling experts discuss your goals and needs
2. Our credit counseling experts analyze your past credit history
3. JRW contacts and disputes negative or inaccurate listings
4. We help you monitor your credit score for changes
5. We restart the credit counseling process as needed
What JRW Top Beacon Inc. Does
JRW Top Beacon Inc. leverages your consumer rights and our unparalleled experience to engage the credit bureaus and your individual creditors. The difficult process requires we look into your financial history and find questionable negative items. Then we work on your behalf to remove questionable negative items from your credit reports. Together, we can fix your credit score quickly and easily. Just contact us today!
How Credit Counseling Works
JRW Top Beacon Inc. makes credit counseling easy for you. Stop worrying about your bad credit. Simply send us a copy of your credit reports, we will help you find which items should be disputed, and you sit back and relax while our team goes to work on your case. Repairing credit is a group process however, and we may need to ask questions and work with you one step at a time for some of the process.
What Credit Counseling Costs
Your credit score is a key factor in determining the interest rates you pay for cars, mortgages, credit cards, and other loans. For two minimal payments of $275, you can get help taking action on the credit files that largely dictate your monthly interest payments. You also get your own personal contact, whenever you have any questions regarding credit information or need help understanding a negative on your bureau, you will be able to contact your own personal credit repair counselor.
Our Refund Policy
If we fail to provide the agreed-upon services to you for any given month, you will not be billed for that month or will be refunded your fees for that month if your payment has already been processed. We pride ourselves on our money-back guarantees, and we can create results so quickly that we’re confident that you’ll never even need to worry about it.
Credit Counseling
One of the most important things for any American is a good credit score. If your credit score is not good enough, you are at risk of ending up jobless, homeless, and paying high-interest rates. JRW Top Beacon offers credit counseling services that help increase your credit score and educate you on how to maintain good credit.
Why should you consider getting credit counseling? Here is a list of reasons why:
- Get a better job. Many companies check the credit reports of job applicants before hiring them. If your credit score is low, they may not hire you. It is especially common among financial and government companies.
- Purchase a new car. Auto lenders also check credit scores. If you have bad credit, it means you may not be able to afford car repairs or buy a new set of tires. It is easier to get approved for a car loan with a good credit score and get a lower interest rate.
- Have a higher credit limit. If you pay your bills on time, there is a good chance that your credit limit will be increased. If your credit is not good enough, the opposite may happen and creditors will decrease your credit limit.
- Get a home. Most people want to own a home at a certain stage of their lives. However, it is an expensive prospect. If you do not have enough cash to purchase without a mortgage, you will have to apply for a loan. In most cases, applicants with bad credit scores do not get approved. Even if they do, they receive an extremely high interest rate that costs them thousands of dollars. Therefore, if you are thinking of becoming a homeowner, consider getting credit restoration first.
- Starting your business. If you are thinking of starting your own business, you should understand that it requires capital. Most entrepreneurs have to apply for a loan to get their businesses off the ground. But an entrepreneur with bad credit may not get approved for a loan and will have to say goodbye to his business dream.
Get in Touch
At JRW Top Beacon, we specialize in restoring credit. Our specialists in Seattle, WA, work with the three credit reporting bureaus to make sure that your credit score is as accurate as possible. First, we will discuss your goals and needs. Then, our experts will analyze your past credit history. The next step is taking measures to repair your credit legally and ethically. We are also ready to restart the credit fix process if needed. If you have any questions or want to know more about our services, feel free to contact us.