Rarely, a negative listing that was recently deleted may sooner or later be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you before they re-report a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of this element, it is rare for listings to come back on once they’ve been deleted properly and through the proper process.
If a questionable credit item is verified at a later point in time, JRW Top Beacon will help you question the listing again until it is removed. We can help you remove negative credit report listings. That’s what we do.
