In order to keep our prices as low as possible, we require that payment of our credit restoration services be made automatically and electronically. You see, they can become very expensive not to mention frustrating for both the customer and the company, to try and collect monthly payments via single purpose transactions. If customers are late on their payments, then the credit restoration service must be suspended. It becomes quite frustrating for everyone involved. We have decided that electronic funds transfer of credit restoration services be required.